Aave V3

Aave is one of the largest decentralized lending protocols. Users supply assets to earn interest and borrow against over-collateralized positions in pools on Ethereum and many layer-2 and EVM networks; Aave also issues the GHO stablecoin, and AAVE holders govern the protocol.

Other versions of this protocol: Aave V4.

Rating B: 1 restriction: Wallet screening. Lending · Ethereum, Arbitrum, Optimism, Base, Polygon, Avalanche, BNB Chain, Gnosis, Scroll, zkSync, Linea, Sonic, Celo, Mantle, Soneium.

Official app: app.aave.com. Permissionless alternative: aave.cp0x.com. Frontend code: github.com/aave/interface.

Restrictions

• Geo Block: ToS only. ToS: region-based blocking; none in code (presumably edge)
• Feature Block: no.
• Wallet screening: yes. /api/preflight-compliance -> private COMPLIANCE_API_URL/check/{addr}?surface=v3 (TRM Labs historically, 2022) Where it runs: API. Fail mode: fail-closed (status=error -> overlay; skipped in read-only mode).
• VPN / Tor detection: ToS only.
• Terms of Service: aave.com/terms-of-service, Last updated 2026-09-07. 18: BY, CI, Crimea, CU, DPR, IR, IQ, Kherson, LR, LY, LPR, MM, KP, RU, SD, SY, VE, Zaporizhzhia.

Notes

Fail-closed: without a working /api/preflight-compliance route the `AddressBlocked` wrapper in pages/_app.page.tsx locks out every user, IPFS builds included.

Live checks

• WebFetch (US): normal page

Evidence

• pages/api/preflight-compliance.ts
• src/components/AddressBlocked.tsx
• src/hooks/compliance/service-compliance.ts
• governance.aave.com/t/address-blocking-and-trm-labs/9301

Checked 2026-10-10. All interfaces · Methodology