Maple Finance
Maple Finance 是一个链上借贷平台，机构借款人从信贷管理人运营的资金池中获得超额抵押贷款。其 Syrup 产品（syrupUSDC、syrupUSDT）让出借人通过流动性代币获得这部分收益，而 Maple 的机构资金池需要 KYC 和白名单钱包。
评级 A：未发现技术性限制（仅写在服务条款中的限制不计入）。 借贷 · Ethereum, Base, Arbitrum。
官方应用：app.maple.finance。前端代码：闭源。
限制
机制描述、备注和证据等技术细节保留数据源的英文原文。
- 地区封锁： 仅条款。Interface Terms allow IP-based geofencing of Prohibited Persons; not verified live.
- 功能限制： 仅条款。syrupUSDC, syrupUSDT and syrupUSDG are not available to residents, citizens or tax residents of 34 restricted jurisdictions (incl. the US and Australia) or to anyone accessing from them.
- 钱包筛查： 仅条款。Prohibited Persons on US, EU and UK sanctions lists are excluded by the Interface Terms.
- VPN / Tor 检测： 暂无。
- KYC / 白名单： 否。syrupUSDC/syrupUSDT: no KYC, users self-certify eligibility. Maple's institutional pools (a separate product) require KYC and a wallet on Maple's Global Allowlist.
- 服务条款： docs.maple.finance/legal/interface-terms-of-use-syrupusdc-and-syrupusdt，最近更新 unknown。34 restricted jurisdictions incl. United States, Australia, Russia, Belarus, Iran, North Korea, Venezuela, occupied regions of Ukraine, Abkhazia, South Ossetia, Northern Cyprus.
说明
Closed frontend. syrupUSDC/syrupUSDT are standard vault tokens that can be deposited through the contracts; the jurisdiction rules are contractual (Terms), not observed in code.