Lombard
Lombard 发行生息比特币代币 LBTC：通过 Lombard 存入的 BTC 经由 Babylon 质押，并在以太坊等链上以 LBTC 表示，用作 DeFi 抵押品。LBTC 可自由转让，但 Lombard 应用中的铸造、赎回和收益策略按司法管辖区受限。
评级 B：3 项限制：2 个国家或地区 + 功能限制。 质押 · Ethereum, Base, BNB Chain。
官方应用：www.lombard.finance/app。前端代码：闭源。
限制
机制描述、备注和证据等技术细节保留数据源的英文原文。
- 地区封锁： 仅条款。Terms bar Restricted (US, UK) and Sanctioned Jurisdictions as Prohibited Users; IP enforcement not verified.
- 功能限制： 是。Direct mint/redeem and the yield strategy in the Lombard app are not available to US or UK persons (official docs); LBTC itself is a transferable token usable in DeFi. 受影响国家：美国、英国。
- 钱包筛查： 仅条款。Unnamed third-party compliance screening provider (Terms §7.1, §8.4)
- VPN / Tor 检测： 仅条款。Terms prohibit VPNs or proxies used to misrepresent location.
- KYC / 白名单： 仅条款。Terms reserve KYC/AML/CFT procedures and source-of-funds requests (§7.2, §8.4).
- 服务条款： docs.lombard.finance/resources/terms，最近更新 2026-08-12。Restricted: United States, United Kingdom. Sanctioned: Belarus, Burundi, Crimea/Donetsk/Luhansk, Cuba, DR Congo, Iran, Iraq, Libya, North Korea, Russia, Somalia, Sudan, Syria, Venezuela, Zimbabwe.
说明
Closed frontend. LBTC can be held and used in DeFi without the app; mint and redeem depend on Lombard's infrastructure (BTC custody and bridging).