Morpho

Morpho is a lending protocol built on immutable, isolated markets, each with one collateral asset and one loan asset. Curated Morpho Vaults allocate deposits across these markets, and many other apps build on Morpho as lending infrastructure.

Rating B: 2 restrictions: Feature Block, Wallet screening. Lending · Ethereum, Base, Arbitrum, Optimism, Polygon, Unichain, World Chain, Katana, Plume, Sonic.

Official app: app.morpho.org. Permissionless alternative: morpho.cp0x.com. Frontend code: closed.

Restrictions

• Geo Block: n/a. page carries meta x-geo-country (edge geolocation)
• Feature Block: yes. some markets/vaults hidden or not openable by direct link 'due to legal constraints'.
• Wallet screening: yes. unnamed (docs: blocks US-sanctioned addresses) Where it runs: API. Fail mode: n/a.
• VPN / Tor detection: ToS only.
• Asset filter: hidden markets.
• Terms of Service: morpho.org/terms-of-use, Last updated 2026-09-11. generic comprehensive sanctions.

Notes

Lite and Fallback apps (morpho-lite-apps) are archived but public.

Live checks

• WebFetch (US): normal page, meta x-geo-country=US

Evidence

• docs.morpho.org/interface/warnings/
• github.com/morpho-org/morpho-lite-apps

Checked 2026-10-10. All interfaces · Methodology